Tag: Debt

My Experience of Dealing with Debt

Before I start I need to say that this is not an advice article, this is purely my story when it comes to debt and if you are here because you have debt I urge you to seek professional help from charities and organisations who have experts in dealing with debt. At the same time if you are feeling that there is no way out from this financial mess and you need someone to talk to please call the Samaritans. Having survived being over £50,000 in debt trust me there is hope but the best thing you can do is to ask for help.

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs – 1 Timothy 6:10 (NIV)

Some say the Bible is irrelevant but for me it is not only the word of God but it is full of wisdom such as 1 Timothy 6:10 which for me one of the most spot on verses in the Bible especially when it mentions “many griefs”. I know because having foolishly put myself in debt I have suffered those “many griefs” which wanting wealth caused. And trust me it was foolishly because whilst there are many reasons people end up in debt, sometimes not of their own causing, I ended up in debt because I got addicted to gambling; yes I was a gambling addict, a fool’s game for the foolish.

But as I say, God can take the bad times, the mistakes and the things which once you might have felt defined you as a failure and use them for good. As such I have realised some things and learned some things through having gone through debt myself which I am going to share with you. Continue reading

Gambling Addiction

What follows is my encounter with gambling addiction and if you are dealing with gambling addiction I urge you to seek professional help who can give you solid advice. In the UK there is the National Gambling Helpline (0808 8020 133) as well as GamCare (http://www.gamcare.org.uk/) and in the USA there is the National Problem Gambling Helpline (1-800-522-4700) as well as their website https://www.ncpgambling.org/.

My name is Andy and I am a gambling addict. I say that not because I still gamble, I stopped playing the lottery in 2017 and haven’t put a coin in a slot machine in well over a decade, but because I know there is a side to my personality that easily gets addicted to things. I know that because I am also a former smoker who having not had a cigarette since 2014 now from previous failed attempts to quit that it would only take one cigarette to cause me to start again. As such, all it might take is placing one bit of lose change in a slot machine and I know that I could easily end up addicted again. Continue reading